Calculator

Overview

The calculator is a single-page web application that ISOs access via a signed URL. No login required — the URL itself is the authentication.

Using the Calculator

Adjustable Fields

Depending on how the funder configured the offer, ISOs can adjust:

• Purchase Price — Slider between the floor and ceiling set by the funder
• Upsell — Slider from 0 to the max upsell allowed
• Payment Count — Slider for number of payments
• Payment Frequency — Toggle between available frequencies (daily, weekly, monthly)
• Adjustable Fees — Individual fee sliders (if the funder marked fees as adjustable)

All computed values update in real time as sliders move.

Computed Values

The calculator displays (depending on funder configuration):

Prepayment Schedule

If configured, a prepayment schedule table shows:

• Time windows (months after funding)
• Discounted factor rates
• Amount saved per tier

Stipulations

If the funder requires documents, an upload section appears:

• Required document names listed
• File upload (10MB limit per file)
• Upload status indicators

Submitting

When the ISO is satisfied with their configuration:

1. Click Submit
2. Review the confirmation dialog (shows selected terms)
3. Confirm submission

After submission:

• The funder receives the full payload via callback webhook
• Notification emails are sent to configured recipients
• The calculator shows a success confirmation
• The deal status changes to "submitted"

Brand Theming

Each funder's calculator is branded with:

• Custom logo
• Primary and accent colors
• Terminology overrides (custom field labels)

The calculator automatically applies the funder's brand from the deal configuration.